Stellar Takes Flight: XLM Price Soars as Payment Adoption Grows
The future of finance is now being rewritten, with Stellar emerging as a key player in the global payment landscape. With major payment giants like Visa, PayPal, and MasterCard converging on the Stellar network, it is clear that blockchain technology is becoming an attractive solution for fast, secure, and low-cost transactions. These collaborations also highlight the waning gap between traditional finance (TradFi) and decentralized finance (DeFi).
Driven by these major integrations, Stellar’s XLM token is emerging as a major player in the crypto space. As the blockchain network’s future looks promising, the XLM token’s growth prospects also appear bright. This article will delve deep into the Stellar network’s recent collaborations and their impact on the XLM price.
Stellar Emerges as the Global Payment Hub
In a recent X post, Scopuly, a Stellar-based DeFi wallet, shared insights on the growth of the blockchain network. Citing the platform’s strategic collaborations with payment giants like Visa, Mastercard, and PayPal, the X post acknowledged Stellar as the “global payment hub.”
According to Scopuly,
“Visa, PayPal, and Mastercard – three payment giants – are converging on Stellar. This is not just adoption, it’s a new financial era where blockchain meets mainstream finance.”
Visa-Stellar
On July 31, 2025, payment behemoth Visa announced the expansion of its stablecoin settlement capabilities supporting four major tokens, including Circle’s USDC, PayPal’s PYUSD, Paxos’ USDG, and Circle’s euro-backed EURC. In addition, the platform expanded its operations across four major networks, including Stellar, Ethereum, Solana, and Avalanche. The alliance with Stellar is to enhance transaction speed and network diversity.
Visa’s integration of Stellar’s distributed ledger technology (DLT) into its stablecoin settlement network marks a major milestone for the platform, showing its scalability and energy efficiency. Notably, Stellar’s consensus mechanism sets it apart as the only non proof-of-stake (non PoS) chain supported by Visa, among Ethereum, Solana, and Avalanche. This partnership enables faster, smoother, and cheaper cross-border transactions, leveraging Stellar’s unique strengths.
PayPal-Stellar
On June 11, PayPal announced its decision to integrate its stablecoin PayPal USD (PYUSD) into the Stellar network. This move aims to leverage Stellar’s fast, low-cost, and efficient payment capabilities to enhance PYUSD’s utility in various areas.
By integrating with Stellar, PayPal will offer users improved daily payment options, financing solutions like working capital and business loans, and expanded access to essential financing services.
This move also bridges the digital and physical spaces, connecting PYUSD users to a vast array of on and off-ramps and promoting a seamless flow of value across global markets. PayPal Vice President May Zabaneh stated,
“For years, stablecoins have been deemed crypto’s ‘killer app’ by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users.”
Mastercard-Stellar
In October 2024, Stellar and Mastercard joined hands to integrate the Crypto Credential solution into the blockchain network, enhancing the security and efficiency of crypto transactions. The move intends to enable users to send crypto remittances using just the recipient’s email address, eliminating complex blockchain addresses. It also unlocks new opportunities for blockchain technology applications, driving adoption and mainstream use.
XLM Price Soars
Driven by these major collaborations, the XLM price is witnessing increased acceptance. It has propelled the cryptocurrency’s position to a top position in terms of growth, despite fluctuations.
As of press time, XLM is valued at $0.3812, up 5.5% in a day. Despite a 15% monthly dip, XLM has seen a notable surge of 7% over the past week. Since its launch, the token has experienced a remarkable growth of 12721%, as the Stellar network is making phenomenal moves.
