Bitcoin, Ether, USDT Holders Can Now Earn 18% APY on Telegram
What to Know
• Telegram’s TON Wallet now lets users earn passive income on Bitcoin, Ether, and USDT directly inside the app.
• The top USDT strategy offers up to 18% APY, while ETH and BTC offer up to 3% and 2% APY.
• The feature is powered by Morpho, TAC, and Re7 Labs, and is available to Telegram’s 150 million+ wallet users globally.
Telegram users can now earn passive income on their crypto directly inside the messaging app. Wallet in Telegram has launched new earning options for Bitcoin (BTC), Ether (ETH), and Tether (USDT), allowing users to generate returns without leaving the platform.
The feature is available through TON Wallet, Telegram’s built-in crypto wallet, and offers up to 18% annual returns on USDT deposits. The system was built in partnership with Morpho, TAC, Re7 Labs, and TacBuild.
Telegram Wallet Expands
Until now, TON Wallet allowed users to store, send, and receive crypto. With the new update, users can also earn income from their holdings. Users can deposit their crypto into earning pools directly within Telegram. Once deposited, the system automatically generates rewards. These rewards are added over time and shown in real time inside the wallet.
The current earning rates include:
- USDT — up to 18% APY
- ETH — up to 3% APY
- BTC — up to 2% APY
How the New Vault System Works
The new earning feature works through vaults, which are automated systems that use crypto to generate returns. Users simply deposit BTC, ETH, or USDT into these vaults. The system then uses those assets in different earning strategies. The rewards are generated automatically, and users do not need to actively manage anything.
TON Wallet explained, “You deposit your asset into the protocol and start participating in onchain strategies. Rewards accrue automatically and your yield is reflected in real time.” This makes the process simple, especially for beginners who may not be familiar with advanced crypto tools.
Telegram’s Massive User Base
Wallet in Telegram already has more than 150 million registered users, making it one of the largest crypto wallets in the world by user count. This new earning feature gives millions of users an easy way to earn passive income without using external apps or exchanges.
Andrew Rogozov, founder and CEO of The Open Platform and Wallet in Telegram, said the goal is to make crypto earning accessible to everyone. “With Vaults in TON Wallet, we are bridging the gap between sophisticated DeFi protocols and hundreds of millions of users,” Rogozov said. “Access to self-custodial vault strategies for ETH, BTC and USDT directly within TON ecosystem is a massive step toward making decentralized finance truly universal.”
Telegram’s Larger Crypto Push
The launch comes as Telegram continues expanding its crypto ecosystem. Recently, TON Wallet added support for deposits from multiple blockchains, allowing users to bring in assets from networks like Ethereum and Tron. The new earning feature now gives users something useful to do with those assets after depositing them.
Telegram’s crypto ecosystem previously saw massive growth through tap-to-earn games, but user activity slowed after rewards ended. The company is now focusing on practical financial tools like earning and payments to keep users engaged long term.
What’s Next?
The new earning feature makes Telegram more than just a messaging app. It is quickly becoming a full crypto platform where users can store, send, and now earn from their assets.
As crypto continues to move toward everyday use, Telegram’s massive global user base could play a key role in bringing earning tools to the mainstream.
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